The high cost of treatment for mental health and substance use disorders is a significant barrier for many individuals seeking help. Insurance coverage for these services can range from $60 to $200 per hour, making ongoing treatment unaffordable for some. Duane Breijak, executive director of the National Association of Social Workers Michigan, emphasizes how these costs can add up quickly, particularly for weekly treatments.
A new bill signed by Gov. Gretchen Whitmer on Tuesday aims to address this issue by ensuring that insurance covers mental health treatments to the same extent as physical health services. According to 2021 data from the National Alliance on Mental Illness, over half of people with mental health conditions did not receive any treatment in the previous year, with cost being a significant factor. The bill expands coverage requirements for insurance providers in Michigan, preventing them from imposing higher costs for mental health coverage compared to medical coverage.
Under the new legislation, providers cannot place restrictions on the number or frequency of treatments, ensuring that individuals can access the care they need without financial barriers. Gov. Whitmer highlighted the importance of addressing mental health and substance abuse issues, emphasizing that they are as vital as physical health. This bill aims to make mental health treatment more accessible and affordable for all individuals in Michigan.