Prenuptial agreements are often seen as unromantic, but they can be beneficial in simplifying matters in the event of a separation. In Switzerland, however, not everything can be regulated through these agreements. German lifestyle and financial influencer Diana zur Löwen highlights the importance of prenuptial agreements in a video, emphasizing that they can protect individuals in case of divorce by addressing issues such as married names, maintenance payments, asset management, and retirement planning.
While prenuptial agreements may not be a one-size-fits-all solution for divorce proceedings in Switzerland, they are increasingly common. These agreements, also known as anticipated divorce conventions, can help couples define how assets are divided in case of a divorce and protect individuals from potential financial disputes.
In Switzerland, the default rule for divorce without a prenuptial agreement is equal division of assets acquired during the marriage. Couples have the option to define personal property or enter into a community of property or separation of assets through a marriage contract. It is essential to understand the implications and consequences of a marriage contract before signing one, as it can have long-term effects.
Marriage contracts can be adjusted or changed at any time, even with retroactive validity. They must be notarized to be valid and can incur costs based on the scope and complexity of the agreement, as well as the fees set by notaries in different cantons. While a marriage contract may not be necessary for every couple, it can provide valuable protection in certain situations, especially for couples with significant assets or non-traditional role models.
It is important for couples to consider their unique circumstances and future plans before deciding whether to enter into a marriage contract. While there may be some stigma around prenuptial agreements, they can offer a sense of security and clarity in case of a separation. Ultimately, the decision to sign a prenuptial agreement should be a well-informed one that takes into account the needs and concerns of both partners.